Top stocks to buy: Stock recommendations for the week starting January 19 - check list

Stock marketplace recommendations: According to Motilal Oswal Financial Services Ltd, the apical banal picks for the week (starting January 19, 2026) are 360 One, and Canara HSBC Life. Let’s instrumentality a look:

360 One360 One WAM is simply a structural maturation communicative fixed tailwinds from India’s expanding wealthiness pool, caller squad onboarding, and synergies from caller acquisitions which underpin semipermanent maturation visibility.

It delivered a beardown 3QFY26, driven by robust inflows and operating leverage. Operating gross grew 33% YoY, led by a crisp 45% YoY emergence successful ARR income, portion disciplined outgo power reduced the cost-to-income ratio by 320bp YoY to 49.6%, supporting steadfast nett growth. PAT grew 20% YoY contempt a crisp diminution successful different income. Growth was fueled by beardown nett ARR inflows of ₹147b, with grounds AMC inflows and sustained momentum successful wealthiness absorption driven by wallet stock gains and transportation income-led retention improvement.

Management remains assured of further CI ratio betterment toward 45–46% arsenic ET Money and HNI businesses determination toward breakeven. Management guides for 22–24% AUM growth, translating into 21%/22% revenue/PAT CAGR implicit FY25-28.Canara HSBC LifeCanara HSBC Life Insurance represents a compelling banca-led compounding story, underpinned by beardown organisation moats and important headroom for efficiency-driven growth.

The insurer has consistently outperformed the manufacture implicit the past decennary by leveraging its heavy bancassurance partnerships, led by Canara Bank and complemented by HSBC, which unneurotic supply entree to a large, sticky, and progressively segmented lawsuit base.With penetration among Canara Bank customers inactive precise debased and subdivision productivity materially beneath private-bank peers, incremental gains from amended analytics, integer enablement, and subdivision activation connection a agelong runway for maturation astatine debased acquisition cost.

HSBC adds a high-quality furniture done affluent, NRI, salary, and firm customers, supporting superior persistency and worth accretion. Alongside this, gradual diversification into bureau and different channels improves scope and reduces attraction hazard without materially diluting semipermanent economics.

A favorable displacement successful merchandise premix toward non-par and protection, improving operating efficiency, and rising standard are driving dependable enlargement successful worth instauration metrics, positioning Canara HSBC Life arsenic a structurally improving, capital-efficient beingness insurer with sustained maturation visibility and beardown instrumentality imaginable implicit the mean term.(Disclaimer: Recommendations and views connected the banal market, different plus classes oregon idiosyncratic concern absorption tips fixed by experts are their own. These opinions bash not correspond the views of The Times of India)