From income tax to FASTag fee: 10 things that will change your finances from April 1

It’s the commencement of a caller fiscal twelvemonth 2026-27, and from today, April 1, 2026 respective tiny and large changes successful the mode you negociate your finance, and income taxation travel into effect. Some of the changes impact recognition paper users, FASTag subscribers, RuPay debit cardholders.

Here are immoderate of the cardinal revisions scheduled for implementation from the commencement of the caller fiscal year.Revised PAN exertion normsUntil March 31, 2026, individuals could use for a PAN paper utilizing Aadhaar arsenic the sole document. From April 1, 2026, however, applicants volition request to furnish further documentation. Applicants tin taxable immoderate of respective documents arsenic proof, specified arsenic a commencement certificate, elector ID card, Class 10 certificate, passport, driving licence, oregon a magistrate-issued affidavit.

With this update, those seeking a PAN are expected to person these documents prepared beforehand to forestall imaginable processing hold-ups.

Going forward, the sanction printed connected the PAN paper volition reflector the details recorded successful the applicant’s Aadhaar, making it indispensable for individuals to guarantee that their Aadhaar accusation is accurate.Increase successful FASTag yearly walk chargesThe National Highways Authority of India (NHAI) has revised the yearly FASTag walk interest for the fiscal twelvemonth 2026–27.

The outgo volition emergence from the existing Rs 3,000 to Rs 3,075, with the updated interest becoming effectual from April 1, 2026.Changes to ATM usage rulesMultiple banks, including HDFC Bank, Punjab National Bank and Bandhan Bank, person revised their policies related to ATM currency withdrawals, including applicable charges and limits. These updated rules volition beryllium implemented starting April 1, 2026.New Income Tax Rules 2026Effective April 1, 2026 the Income Tax Act 2025 is applicable doing distant with the decades aged Income Tax Act 1961.

The caller enactment has respective important changes with implications for salaried taxpayers successful presumption of higher HRA limits for immoderate cities, higher exemption limits etc. You tin work astir it successful item here:Changes to SBI Card benefitsSBI Card has introduced modifications to the benefits associated with its Cashback SBI Card. From April 1, 2026, the redemption model has been updated, with connection recognition redemptions for prime cards present allowed lone successful multiples of 4,000 reward points.Revisions to RuPay debit paper lounge accessRevisions to RuPay debit paper lounge entree Starting April 1, 2026, holders of RuPay Platinum debit cards volition suffer entree to airdrome and railway lounges. The National Payments Corporation of India (NPCI) has communicated these changes to subordinate banks via a circular, signaling an update to the lounge entree perks associated with circumstantial RuPay debit cards.Updates by HDFC BankHDFC Bank has announced a bid of changes that volition impact its customers, including revisions to lending rates, fixed deposit returns, ATM withdrawal norms and locker fees.

While immoderate of these updates person already been rolled out, the remaining changes volition travel into unit from April 1, 2026.Two-factor authentication normsThe Reserve Bank of India has reiterated that each integer outgo transactions indispensable comply with two-factor authentication requirements. Although nary circumstantial method has been mandated, the strategy has mostly relied connected SMS-based one-time passwords arsenic an further verification layer. These guidelines volition travel into effect from April 1, 2026, unless specified different for definite provisions.Revised rules for Sovereign Gold Bonds (SGBs) From April 1, 2026, the payment of tax-free redemption connected Sovereign Gold Bonds volition beryllium constricted lone to archetypal investors who clasp their holdings until maturity. Investors who acquisition these bonds successful the secondary marketplace volition beryllium taxable to a 12.5% Long-Term Capital Gains (LTCG) taxation astatine the clip of maturity, which reduces the wide returns compared to the earlier framework.Lower TCS connected overseas spending The Tax Collected astatine Source (TCS) applicable connected overseas question has been brought down, offering immoderate alleviation to travellers.

Previously, circuit packages attracted a 5% TCS for amounts up to Rs 10 lakh and 20% for amounts exceeding that threshold. Under the revised structure, a azygous 2% TCS volition present beryllium levied connected the full outgo of the tour.Furthermore, the taxation collected astatine root (TCS) connected remittances for acquisition and aesculapian expenses overseas has seen a reduction. Previously, the complaint was 5% for amounts exceeding Rs 10 lakh. It's present been chopped to 2%, which should lessen the fiscal strain connected those sending wealth overseas for acquisition oregon aesculapian purposes.